| PRIORITY SECTOR |
| S.T. Loan Agriculture (KCC) Loans Upto Rs.300000/- |
7.00% |
| S.T. Loan Agriculture (KCC) Loans Above Rs.300000/- |
8.00% |
| S.T. Advances For HCC/PCC |
9.50% |
| S.T. Advances For HCC/PCC to PACS Upto Rs. 5.00 Lacs |
9.50% |
| S.T. Advances For HCC/PCC to PACS Above Rs. 5.00 Lacs |
10.00% |
| L.T. Loan | M.T. Loan for priority | Agriculture Allied Sectors |
8.50% |
| M.T. Loan under Non-Farm Priority Sectors (S.S.I., KVIC, Cottage, Village, Industries & Other priority Sector, etc.) |
10.50% |
| Loan for Self Help Group (SHG) |
9.50% |
| M.T. Loan for Priority Sectors (Under SRWTO) |
10.50% |
| Non-PRIORITY SECTOR |
| S.T. Loan Non-Agriculture Sector (HCC/PСC) |
11.00% |
| M.T. Loan Non-Agriculture Non-Priority |
10.00% |
| M.T. | C.C. to Salary Earners Sty. | Thrift Co-op. Association | M.T. Loan to Urban Banks |
9.50% |
| M.T. Loan to Urban Co-op. Sty. | C.C.C. to Urban Co-op. Credit Sty. |
9.50% |
| M.T. Loan/ CCC to V.K.S.S. Sty. for Onward lending (Other than Agriculture purpose) |
9.50% |
| L.T. | M.T. Housing Under Priority | Maximum EMI period of 20 years or as per date of Retirement whichever is less (including Purchase of Flat /Completion of House) |
9.00% |
| House Repairs / Reconstruction / Extension/Alteration / Modification (Mortgaged)(Mortgage of property as security) Upto Rs.20.00 lakhs |
11.00% |
| Loan Against NSC |
11.00% |
| Loan Against Gold (Limit Min. Rs.20,000 upto Rs.40.00 lakhs) |
9.00% |
| Loan to Corporate Bodies Term Loan |
10.00% |
| Loan to Corporate Bodies H.C.C |
10.50% |
| Personal Loan Scheme | Loan to salaried persons- (Salary saving a/c with us) |
9.50% |
| Personal Loan Scheme | Govt. Employee with Two Sureties |
10.00% |
| Personal Loan Scheme | Other employees with two Govt. Sureties |
10.50% |
| Personal Loan Scheme | Private Employees with two sureties |
11.00% |
| Loan to purchase 2nd hand Vehicles/Machinery/Vessel |
12.00% |
| Mortgage Loan upto Rs.10 lakhs |
10.00% |
| Mortgage Loan Above Rs.10 lakhs |
11.00% |
| MT Special Two-Wheeler / Car Loan Special Scheme | For Salaried Persons (Salary saving with us) |
8.50% |
| MT Special Two-Wheeler / Car Loan Special Scheme | For Others |
9.00% |
| M.T. loan For Hotel Business |
10.00% |
| Education Loan |
9.00% |
Business Loan upto Rs.5.00 lakhs | (Collateral security to the extent of 20% of loan exceeding Rs.50000/- with one Govt. employee
as surety or our Bank employee and One I.T. Assesses with 02 years Balance Sheet as surety) |
12.00% |