Digital Services

Mobile banking is just the facility you need when you are on the move. In the absence of a laptop/computer, your DDSCBL Bank mobile app is the answer to all your banking needs. A mobile app takes care of all your basic banking needs.

The customer using this facility can conduct non-transactional tasks including:

• View / download account statements.
• View Account Summary.
• Check the history of the transactions for a given period by the concerned bank.
• Cheque related functions like request Cheque Books.

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this system, individuals can electronically transfer funds from their account to any individual having an account with any other bank branch in the country participating in the system.

• NEFT can be done through Branch Banking

‘RTGS’ stands for Real Time Gross Settlement, which means continuous (real-time) settlement of funds individually on an order by order basis. ‘Real Time’ means the processing of instructions at the time they are received rather than at some later time. Considering that the fund settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.

• RTGS can be done through Branch Banking

A QR Code Payment System is a contactless digital payment method where a user makes a payment by scanning a Quick Response (QR) code using their smartphone. It’s fast, secure, and convenient, and it doesn’t require physical cards or cash.

• Contactless and hygienic
• No need for a POS machine
• Instant and secure
• Works with most UPI or wallet apps